| Loans | Savings | Certificates
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Check Out our Savings and Checking by clicking on Products and Services.
Rates Subject to Change Without Notice. Use Member Participation Pricing to lower your loan rate by as much as 0.25%
Rates effective as of 07/01/2011
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| Loans |
Rate |
APR* |
Term |
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| Looking to purchase a new home, refinance a current mortgage, or take equity out? We now have numerous mortgage loan products available, from first time home buyers to reverse mortgages. Contact the credit union for details, or apply online at www.theloanlady.org. |
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Calculator |
| Shares Pledged (Savings or Share Certificates, contact us for rate and terms) |
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0.000 |
n/a |
Calculator |
| Home Equity /Second Mortgage 3yr Balloon |
3.65 |
3.65 |
180 |
Calculator |
| Home Equity/Second Mortgage 4yr Balloon |
3.65 |
3.65 |
180 |
Calculator |
| Home Equity/Second Mortgage 5yr Balloon |
3.65 |
3.65 |
180 |
Calculator |
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Calculator |
| USE MEMBER PARTICIPATION POINTS TO BUYDOWN YOUR RATE BY UP TO 0.25% |
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Calculator |
| NEW 2011 (20% down payment) |
3.38 |
3.38 |
60 |
Calculator |
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Calculator |
| NEW 2010 or 2011 Model Years |
3.38 |
3.38 |
60 |
Calculator |
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Calculator |
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Calculator |
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2006 - 2009 Model Years (used)
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3.75 |
3.75 |
60 |
Calculator |
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Calculator |
| 2005 Model Years |
4.45 |
4.45 |
48 |
Calculator |
| 2004 Model Years |
4.50 |
4.50 |
48 |
Calculator |
| 2003 and 2004 Model Years |
4.75 |
4.75 |
36 |
Calculator |
| 2000 to 2002 Model Years |
6.35 |
6.35 |
36 |
Calculator |
| 1999 Model Year |
7.75 |
7.75 |
30 |
Calculator |
| 1998 to 1996 Model Years |
9.75 |
9.75 |
24 |
Calculator |
| Kwik-Cash Signature Line of Credit |
13.900 |
13.900 |
48 |
Calculator |
| Share Draft Plus Overdraft Line of Credit |
13.900 |
13.900 |
48 |
Calculator |
| Signature Loans (Maximum $2,500.00) |
10.000 |
10.000 |
12 |
Calculator |
| Signature Loans ( Maximum $2,500.00) |
10.250 |
10.250 |
24 |
Calculator |
| Signature Loans ( Maximum $2,500.00) |
11.000 |
11.000 |
48 |
Calculator |
$25.00 Minimum Balance required for Share Savings to earn monthly dividend
Rates Subject To Change Without Notice
Rates effective as of 07/01/2011 |
| Savings |
Dividend Rate |
APY* |
Term |
| Share Savings * - Tier 1 Balances up to $2,000.00 |
0.35 |
0.351 |
1 |
| Share Savings - Tier 2 Balances $2,000.01 to $5,000.00 |
0.50 |
0.501 |
1 |
| Share Savings - Tier 3 Balances $5,000.01 and over |
0.55 |
0.551 |
1 |
| Checking/Share Drafts |
0.35 |
0.351 |
1 |
| "You Name It" Share Savings |
0.35 |
0.351 |
1 |
| Christmas Club |
0.50 |
0.50 |
12 |
* APY = Annual Percentage Yield
If Any Account Is Closed Prior To Crediting Of Monthly Dividend, The Accrued Dividend Is Not Paid
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Earn more by transfering monthly dividend to your share savings account
Rates Subject To Change Without Notice Use Member Participation Pricing to increase your Dividend Rate by as much as 0.20%.
Rates effective as of 07/01/2011 |
| Certificates |
Dividend Rate |
APY* |
Term |
| 90 Day Investment - Minimum Deposit $1,000.00 |
0.65 |
0.6516 |
3 |
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| 180 Day Investment - Minimum Deposit $1,000.00 |
0.70 |
0.7012 |
6 |
| 180 Day Investment - $10,000.00 and over |
0.85 |
0.8518 |
6 |
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9 Month Investment - Minimum Depost of $7,500.00
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0.95 |
0.9512 |
9 |
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| 12 Month Investment - Minimum Deposit of $500.00 |
0.99 |
0.99
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12 |
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12 Month Investment - $10,000.00 and over
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1.05 |
1.05 |
12 |
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24 Month Investment - $10,000.00 and over
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1.25 |
1.242 |
24 |
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(Member Participation Points may increase your yield by up to 0.20%)
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